Do you know that people constantly spend money everyday? Its just the way things go. Spending will circulate the economy and blah blahh blahh in a weird and complicated way, it increases the value of a country's currency. Economics 101.

Why did I even talk about whatever I wrote up there? hmm.. oh right. It's because i spent money on buying that Ping Pioneer golf bag. Such unneccesary neccesities. Here's a tip for everyone :- DONT SPEND WHEN YOU DO NOT HAVE. BUT WHEN YOU DO HAVE, DO NOT HESITATE AND JUST BUY BECAUSE OTHERWISE, YOU WILL END UP SPENDING THAT MONEY IN THE END ON SOMETHING THAT YOU DO NOT WANT BECAUSE YOU DON'T REALISE THAT YOU'VE SPENT YOUR MONEY. -QhalisNajmi2009-

Im only saying this because, it's been happening all around us. Admit it! There has been many times when you could afford to get something but then you thought, "Hey!, is this neccesary? why would I need this thing?" and then after that you'll end up buying something else you don't even want. The main story here is that, you'll eventually spend that money but on something you may not want.

So when you can afford to get that iPhone that you have been longing for agess..buy it!regret later if you have to! but don't buy it with your credit card or whatever sort of credit help. That'l just kill you. Buy Cash. Pay Cash. Cash is the way to go nowadays. When you don't have, don't spend. Why take the risk of spending money you don't have? and then suffer later due to payment problems :) Trust Me!

CollegeKid